Award Category	Financial Institution	Emerging Internet Finance Company	Internet Finance Solution Provider
Business / Technology Innovation	20%	30%	20%
Product / Service Effectiveness	20%	20%	25%
Market Potential	30%	30%	15%
Benefit and Impact	10%	10%	10%
Quality	20%	10%	30%

Note: If the applicant can demonstrate cross-border collaboration, such as Shenzhen and Hong Kong collaboration, then a maximum of 5 bonus point could be awarded